Florida Car Accident Lawyer

Helping Car Accident Victims Across Florida

A car crash can change your life in an instant. From serious injuries and lost income to mounting medical bills and insurance company battles, the aftermath can feel overwhelming. At the Law Offices of Adam G. Hill, we fight for the rights of car accident victims across Florida, making sure insurance companies pay what you are owed under the law.

Florida’s No-Fault Insurance System

Florida is one of the few “no-fault” states. This means:

  • Your Personal Injury Protection (PIP) insurance (§627.736, Fla. Stat.) covers up to 80% of medical bills and 60% of lost wages, regardless of who caused the accident.

  • PIP benefits are capped at $10,000, and coverage is only available if you receive medical treatment within 14 days of the accident.

  • To sue the at-fault driver for pain and suffering, your injuries must meet Florida’s “serious injury threshold” (§627.737, Fla. Stat.), which includes:

    • Significant and permanent loss of an important bodily function

    • Permanent injury

    • Significant scarring or disfigurement

    • Death

If your injuries meet this threshold, you can pursue a claim against the negligent driver for full damages.

Common Causes of Car Accidents in Florida

  • Distracted driving (texting, phone use)

  • Drunk or impaired driving

  • Speeding and reckless driving

  • Failure to yield

  • Running red lights or stop signs

  • Tailgating and aggressive driving

  • Poor road conditions or vehicle defects

What To Do After a Car Accident in Florida

  1. Call 911 and ensure a police report is filed.

  2. Seek medical attention immediately, even if injuries seem minor.

  3. Take photos and gather evidence (vehicles, injuries, road conditions).

  4. Exchange insurance information with all drivers.

  5. Do not admit fault at the scene.

  6. Notify your insurance company, but avoid recorded statements until you speak to a lawyer.

  7. Contact an attorney to protect your rights and handle insurance negotiations.

Compensation Available in a Florida Car Accident Claim

Depending on your injuries and circumstances, you may be entitled to recover:

  • Medical expenses (past and future)

  • Lost wages and loss of earning capacity

  • Pain and suffering (if threshold met)

  • Property damage (vehicle repairs or replacement)

  • Wrongful death damages for surviving family members (§768.21, Fla. Stat.)

Statute of Limitations for Car Accident Claims

Florida law sets strict deadlines:

  • Personal injury claims – 2 years from the date of the accident (§95.11(4), Fla. Stat.).

  • Wrongful death claims – 2 years from the date of death (§95.11(4)(d), Fla. Stat.).

  • Property damage claims – 4 years from the accident (§95.11(3)(a), Fla. Stat.).

If you miss these deadlines, your right to recover may be lost forever.

Frequently Asked Questions About Florida Car Accidents

Do I need a lawyer if I have PIP coverage?

Yes. PIP only covers limited medical expenses and lost wages. If your injuries are serious, an attorney can help you pursue compensation beyond PIP from the at-fault driver’s insurance.

What if the other driver doesn’t have insurance?

You may be able to recover through your own uninsured/underinsured motorist (UM/UIM) coverage. These cases are complex, and insurers often resist paying fair compensation.

What if I was partially at fault?

Florida follows modified comparative negligence (§768.81, Fla. Stat.). You can still recover damages if you are less than 50% at fault, but your recovery is reduced by your percentage of fault.

Should I talk to the insurance company after a crash?

You should notify your insurer, but do not provide recorded statements or accept settlement offers without speaking to a lawyer first. Insurance adjusters often try to minimize payouts.

How much does it cost to hire a car accident lawyer?

Our firm works on a contingency fee basis — meaning you pay nothing unless we win your case.

Why Choose Our Firm?

At the Law Offices of Adam G. Hill, we know how devastating a car accident can be. We’ve handled cases across Florida involving serious injuries, wrongful death, and disputed liability. Our team:

  • Investigates your crash thoroughly

  • Deals with insurance companies so you don’t have to

  • Pursues maximum compensation in negotiations or trial

  • Provides compassionate, client-focused representation every step of the way

Contact Us for a Free Consultation

If you or a loved one has been injured in a Florida car accident, don’t face the insurance companies alone. We are here to fight for the compensation you deserve.

Call us today for a free consultation, or send a message through our Contact page and we’ll get in touch with you promptly.

Serving clients throughout Florida in car accidents, personal injury, and wrongful death claims.